Be Your Own Bank
![[Vault]](/common/images/home/117.png)
Members have sole custody, ownership and control over their Stellar account and all assets it
contains. Members may access their Stellar account wallet using CouponFlux or any third party
Stellar wallet.
Save & Earn
![[Line Chart]](/common/images/home/114.png)
With fixed supply and expanding utility, Stellar Lumens (XLM) are an appreciating asset which can
be paired with collateralized stable coins and pooled to earn fees or loaned out to earn daily interest.
Swap Assets
![[Exchange]](/common/images/home/116.png)
Buy and sell XLM without fees using Bitcoin or US Dollars (Stripe).
Swap XLM for collateralized stable coins with no fees. Exchange XLM with
a wide selection of other cryptocurrencies for a small fee.
Shop & Get Rewards
![[Shopping Cart]](/common/images/home/111.png)
Make purchases from your favorite participating businesses using Stellar Lumens (XLM)
and receive exclusive rewards which can be directly redeemed for merchandise.
Send & Receive Gifts
![[Gift Box]](/common/images/home/112.png)
Exchange digital gifts of Stellar Lumens (XLM), featuring personalized notes on graphically rich and engaging templates
which are themed for holidays and special occasions.
Donate to Charity
![[Heart]](/common/images/home/113.png)
Make tax deductible donations to your favorite participating 501(c)(3) non-profit organizations
using Stellar Lumens (XLM).
Mint Your Own Coins
![[Assets]](/common/images/home/123.png)
Our tools allow you to issue credit assets collateralized by your inventory which can be used
as gift credits, coupons, and reward points.
Accept Zero Fee Payments
![[App]](/common/images/home/122.png)
Customer payments are converted to USDC and can
easily be redeemed for US Dollars and sent to your bank account.
Reward Loyal Customers
![[Rewards]](/common/images/home/124.png)
When your customers pay using CouponFlux, reward them with your credit assets which they can
redeem for your merchandise.